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Central Bank

Home For Students  Student Loans Central Bank
 
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Disclaimer:

Since the rules, regulations, eligibility conditions, repayments and interests rates etc are revised by the banks from time to time. students and parents are advised to check thoroughly the terms and conditions of educational loan scheme of respective bank on offer at the time of application.

Central Bank
 

Cent Vidyarthi Scheme

Purpose :

Aims at bringing Education within the reach of students and help them improve their prospects in life.

Courses Approved:

For pursuing Graduate/Post-Graduate, Management/Job-oriented courses, Professional Courses of recognized Universities / reputed Institutes, Computer courses conducted by NIIT, APTECH, CMC, C-DAC with duration of one year and more.

For pursuing Post-Graduate course in Science, Technology, Medicine, Engineering, Management courses, Law, Accountancy leading to Master's degree or Post-Graduate Diploma in recognized University abroad.

Eligibility:

Should have consistent good academic record in previous examinations with marks over 60 % in 10 th. & 12th or first grade in other cases. (For SC/ST Second class will be sufficient).

Amount of Loan:

  • India Upto Rs.7.50 lakh
  • Abroad Upto Rs.15 lakh

Margin:

Up to Rs.4 lakh …………………………. No Margin
Over Rs.4 lakh - In India ………………..5%
Studies Abroad……………………………15%
(Relaxation of loans upto Rs.50, 000/-for SC/ST)

Rate of interest:

Upto Rs.4 lakh…………………….PLR
Above Rs.4 lakh…………………..PLR + 1%

Website:www.centralbankofindia.co.in