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Bharat Overseas Bank

Saraswathi Educationsl Loan

Now higher education is within your reach, thanks to Saraswathi. A boon for students with a academic record and an ambition to go places. A unique loan scheme for Post Graduate and Professional courses of study in recognized institutions / Universities both in India and abroad. Tuition fees, hostel fees, cost of books, examination fees and airfare (in case of study abroad) are covered by the scheme.

Exclusive features:

  • Maximum loan amount is Rs. 7.5 lakhs for education in India and Rs. 15 lakhs for education abroad
  • Loan repayment period is 5 to 7 years
  • Interest rates: Only PLR (13.5% at present) for over Rs. 4 Lakhs and a reduction of 1% for loans less than Rs. 4 lakhs*

Repayment

The students can repay the loan immediately on getting an employment after his education or after the moratorium period granted by the bank, which will range from 6 months to one year on completion of the course.



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