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January 1st Week 2015 Current Affairs
Author : priya
Category : Economy Current Affairs
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Jan 1st Week 2015 Current Affairs, Current Affairs Jan 1st Week 2015, 2015 Jan 1st Week Current Affairs

January 1st Week 2015 Current Affairs

 1) National Day of Bahrain was celebrated on ______.

 Ans : (1) 
 
1. 16th December
2. 17th December
3. 18th December 
4. 19th December
5. 20th December 
 
Explanation: Bahrain celebrates 43rd National Day on 16 and 15th Accession day to throne by His Majesty King Hamad Bin Isa Bin Salman Al Khalifa on 17 December this year. Although Bahrain became independent on 15 August 1971, it celebrates National Day on 16 December to coincide with the day of accession to the throne by the late Amir, His Highness Shaikh Isa bin Salman Al Khalifa. 
 
2) Name the state,at which the Bhamashah Scheme Card was launched on 15th Dec`14?
 
 Ans: (1)
 
1. Rajasthan 
2. Uttar Pradesh 
3. Assom 
4. Odisha 
5. None
 
Explanation: Ajmer, Rajasthan. The scheme will give economic empowerment and social security to women and will make women head of the family.
 
3) The Wholesale Price Index - based inflation dropped to Zero percent, In which month of 2014?
 
 Ans:(2)
 
1. December 
2. November 
3. August 
4. October 
5. August 
 
Explanation: November`2014. It was dropped to 0% from 1.77% in October 2014. The same was happened in July 2009.
 
4) Vishwanatham Anand is the chess player who won his maiden London Classic title after defeating Grandmaster Michael Adams on 15th Dec`14. Michael Adams is?
 
Ans: (2)
 
1. American 
2. British 
3. Canadian
4. Australian 
5. French 
 
Explanation: Vishwananthan Anand, Five-time Chess World Champion. Grandmaster Michael Adams is a Britisher. Anand had suffered defeat against Magnus Carlsen of Norway in the world championship match at Sochi 
 
5) In which country a man named Haron Monis held many people hostage at a cafe for around 17 hours on 15th Dec`14 before being killed in the police attack?
 
Ans:(2)
 
1. Srilanka 
2. Australia 
3. UK 
4. USSR
 5. USA 
 
Explanation: Lindt Chocolate Cafe, is at Sydney, Australia. Haron Monis was an Iranian origin man.
 
6) Which company ranked first in the `2015 50 Best Places to Work` list released during December 2014 by Glassdoor, a US-based website?
 
 Ans:(3)
 
1. Microsoft 
2. Skype 
3. Google 
4. Orkut 
5. None 
 
Explanation: Google. Glasdoor provides insider ratings and information from employees about the companies they work for. Google is followed by Bain & Company, American Global Management Consulting firm and Nestle Purina Pet Care on second and third rank respectively.
 
7) World Diamond Conference was held in December 2014, In which country? 
 
Ans:(2)
 
1. Indonesia 
2. India 
3. Srilanka 
4. Bangladesh 
5. Nepal 
 
Explanation: New Delhi, India. The conference was organized by Gem and Jewellery Export Promotion Council in association with Union Ministry of Commerce and Industry and in association with the World Diamond Mark Foundation (WDMF). 
 
7) Laurent Lamothe is the Prime Minister of which country , who resigned on 13th Dec’14 following anti-government protests over delayed elections and calls for elections? 
 
Ans:(1)
 
1. Norway 
2. Haiti 
3. Brazil 
4. Argentina 
5. Algeria 
 
Explanation: Laurent Lamothe. He was appointed as Prime Minister by the President Michel Martelly in 2012.
 
8) Pawan Chamling became the longest serving Chief Minister of which state in India on 12th Dec`14?
 
 Ans:(3)
 
1. Meghalaya
2. Manipur 
3. Sikkim 
4. Tripura 
5. Assom 
 
Explanation: Pawan Chamling, Sikkim Chief Minister. He completed his 20 years in the office on 12th Dec`14 and has been chief minister of Sikkim since 12 December 1994.
 
 
9) Anerood Jugnauth was appointed as Prime Minister of which country by the President Purryag on 14 Dec`14?

Ans:(2)
 
1. Malaysia 
2. Mauritius 
3. Mangolia 
4. Monacco 
5. Mozambique 
 
Explanation: Anerood Jugnauth. He became the Prime Minister of Mauritius for the sixth time following victory of his alliance in Mauritius elections 2014
 
10) Which Indian film nominated for Oscars contenders of 2014 in Best Picture and Best Original Score category?
 
Ans:(2)
 
1. Ankhein 
2. Jal 
3. Aakash 
4. Ishq 
5. Bharath desh 
 
Explanation: Jal, Indian film. The film which has the story of water scarcity and tells the story of Bakka, a person gifted with a special ability to find water in the desert
 
11) Name the state which has signed agreement with RusHydro International, a company partly owned by the Russian government for hydropower projects in Dec`14?
 
 Ans:(2)
 
1. Sikkim 
2. Arunachal Pradesh 
3. Andhra Pradesh
4. Goa 
5. Sikkim 
 
Explanation: The signing of this document signifies a mutual interest of the State Government of Arunachal Pradesh and Russia`s leading power generating company RusHydro in development of education programs and activities, which will enable to share best practices and expertise in project development, construction and management of hydraulic facilities.
About RusHydro:- 
Rushydro International AG is a 100 per cent subsidiary of JSC RusHydro, which was incorporated in 2010 for developing and conducting business operations including rendering DPR, PMC, PMC, Owner`s Engineer, Operation and Maintenance and logistics services. RusHydro International is specifically designed to work at international and local projects, with a strong commitment to the preservation of nature and the environment. In the 4 years that followed its establishment, RusHydro International has undertaken some ambitious hydroelectric projects. Regarding the latest major foreign projects, RusHydro International AG has recently won a tender for projecting of the second largest HPP in Asia –Upper Siang (11000 MW). RusHydro International is looking to participate actively in several projects in the Asia-Pacific region and to be a leader in renewable energy engineering in this power sector. 
 
12) Which company has topped the list of `Fortune 500 Indian Companies for 2014` released on 15th dec`14?
 
Ans:(1)
 
1. IOC 
2. OIL 
3. ONGC 
4. GAIL 
5. None
 
Explanation: Indian Oil Corporation (IOC). Indian Oil Corporation Limited, or IndianOil, is an Indian state-owned oil and gas corporation with its headquarters in New Delhi, India. It is the world`s 88th largest corporation, according to the Fortune Global 500 list, and the largest public corporation in India when ranked by revenue.
 
13) ISIS is the terror group which has been banned in India by whom under Unlawful Activities (Prevention) Act?
 
Ans:(2)
 
1. WTO 
2. United Nations 
3. UAE
 4. SAARC
 5. WHO 
 
Explanation: ISIS Terror Group. ISIS being banned by the United Nations is automatically outlawed in the country. The aim of the ban is to limit the activities of West Asia group in the country. 
 
14) Tehreek-e-Taliban is the terror group of ............... that has claimed the responsibility for the attack on military school in Peshawar on 16th Dec`14 killing more than 135 people?
 
 Ans:(2)
 
1. Afghanisthan 
2. Pakistan 
3. Srilanka 
4. Zambia 
5. Iran 
 
Explanation:  Tehreek-e-Taliban Pakistan (TTP). TP spokesman Mohammed Khurasani claimed responsibility for the attack in a phone call to media, saying that six suicide bombers had carried out the attack in revenge for the killings of Taliban members at the hands of Pakistani authorities.
 
15) INS Arihant is the first nuclear-powered submarine manufactured indigenously in India for its sea trials from which place on 15th Dec` 2014, flagged off by the Defence Minister?
 
 Ans:(2)
 
1. Kochi 
2. Visakhapatnam 
3. Karavathi 
4. Salem 
5. Thirucchi 
 
Explanation: INS Arihant is the lead ship of India`s Arihant-class of nuclear-powered ballistic missile submarines. The 6,000 tonne vessel was built under the Advanced Technology Vessel (ATV) project at the Ship Building Centre in Visakhapatnam.
The symbolic launch ceremony for the Arihant was held on 25 July 2009, the anniversary of Vijay Diwas (Kargil War Victory Day). The completion of the INS Arihant will make India one of six countries in the world with the ability to design, build, and operate its own nuclear submarines. 

16) Minority communities will be given five years visa for the Members of Afghanisthan, Bangladesh and which other country , instead of one-year as part of Indian government`s effort to address their grievances? 

Ans:(1)
 
1. Pakistan
2. Iran 
3. Srilanka 
4. Iraq 
5. Israel 
 
Explanation: Pakistan, Afghanistan and Bangladesh. As per the statement made by the Home Expl:- Ministry, the central government has decided that henceforth the long-term visa will be granted initially by the Home Ministry for five years at a time on the specific recommendation of the state government or union territory administration instead of one year at present.
 
17) Vivek H. Murthy has become the first Indian origin person to be appointed as the ................Surgeon General of the United States on 15th Dec`14?
 
Ans:(1) 
 
1. 19 
2. 18 
3. 17 
4. 20 
5. 21 
 
Explanation: Vivek H. Murthy. This confirmation came more than a year after President Barack Obama had nominated him to this top administration post on public health issues in November 2013. He is a Hospitalist Attending Physician and Instructor in Medicine at Brigham and Women`s Hospital at Harvard Medical School, a position he has held since 2006.
 
18) According to the statistics released by Google on 16th Dec`14, name the most trending topic In India?
 
 Ans:(3)
 
1. IPL 2014 
2. FIFA 2014 
3. Election 2014 
4. Iphone6
5. GATE 2015 
 
Explanation: Election 2014, is followed by FIFA 2014, iPhone6, GATE 2015 and Narendra Modi
 
19) Which website was searched most on Google in India during 2014 According to the statistics released by Google on 16th Dec`14?
 
 Ans:(1) 
 
1. IRCTC 
2. ICICI 
3. Primeminister`s relief fund website
4. Acts of Indian Parliament 
5. Income Tax Returns 
 
Explanation: IRCTC, it is the Website for Reservation in Indian Railways. The full form is Indian Railway Catering and Tourism Corporation, which is a subsidiary of the Indian Railways that handles the catering, tourism and online ticketing operations of the railways.
 
20) Who is the person who was most searched on Google during 2014 as per the statistics released by Google on 16th Dec`14? 
 
Ans:(1)
 
1. Sunny Leone 
2. Narendra Modi 
3. Katrina Kaif 
4. Bipasha Basu 
5. Randhir Kapoor 

Explanation: Sunny Leone, Bollywood Actress. She was followed by Prime Minister Narendra Modi to the second spot.
 

 

Ans:(4)
 
1. Vibhava 
2. Vaidehi 
3. Virat 
4. Vistara 
5. Varuna 
 
Explanation: Vistara. Its Headquarter located in New Delhi. It would become India`s third full service carrier after state-run Air India and Jet Airways. 
 
22) National Day of the Kingdom of Bhutan was celebrated on ____.?
 
 Ans:(1)
 
1. 17 December 
2. 16 December 
3. 15 December 
4. 14 December 
5. 10 December 
 
Explanation: The 107th National day of Bhutan, was celebrated at the "Le Chatelain Hotel" Rue Du Chatelain 17, Brussels from 1800 to 2000 hrs on 17thDecember 2014.
 
23) Who is the author of the book "Making One plus One Eleven – Some Innovative Experiences with Tripura"? 
 
Ans:(3)
 
1. Dr. V K Pathro 
2. Dr. S K Vinnutha 
3. Dr. S K Panda
4. Dr K L Panday 
5. None 
 
Explanation: Dr. S.K. Panda. The compilation in this book is like a garland of seventeen flowers (chapters) stitched together with hypothesis as the common thread, as a humble offering to the people. Each chapter has been written based on a common structure covering with (i) a brief background, (ii) International scenario, (iii) Indian scenario, (iv)Tripura scenario, (v) Action taken and its impact, (vi) the way ahead, and (vii) conclusion. 
 
24) "An Odyssey in War and Peace: An Autobiography Lt. Gen. J.F.R. Jacob" and "Surrender at Dacca".are the books presented to the Prime Minister of India by Lt. General (Retd.)  ...............?
 
Ans:(2)
 
1. J F R Kanetkar
 2. J F R Jacob 
3. J K R Kulkarni
4. K F R Yacob 
5. None 
 
Explanation: Lt. General (Retd.) Jacob is best known for the role he played in the country`s victory in the Indo-Pakistan War of 1971 and the Liberation of Bangladesh. Jacob, then a Major General, served as the Chief of Staff of the Indian Army`s Eastern Command during the war.
During his 36 year career in the army, he also fought in World War II and the Indo-Pakistan War of 1965. He later also served as the Governor of Goa and Punjab. 
 
25) Vinicius and whom other are the mascots of the Rio 2016 Olympics and Paralympics Games? 
 
Ans : (3)
 
1. John 
2. Johnson 
3. Tom 
4. David 
5. Markin`O`cruez 
 
Explanation: Vinicius and Tom. The names were declared on 14 December 2014 after they were chosen by a public vote that was conducted over the past three weeks, since the mascots were unveiled. 
 
26) Identify the Indian private bank which has launched the mobile banking facility `Aap Ki Muththi Mein` 
 
Ans: (4) 
 
1. ICICI 
2. Axis Bank 
3. UCO Bank 
4. HDFC
 5. None 
 
Explanation:  HDFC Bank. The facility will offer over 75 transactions. These are both financial and non-financial transactions that one needs in their daily life. 
 
27) Which Indian group acquired the iconic old war office building of Winston Churchill in Dec`2014 in partnership with a Spanish Industrial Company?
 
Ans:(1) 
 
1. Hinduja 
2. Sindhuja 
3. Vidya Group 
4. VijayaVardhini Groups 
5. None 
 
Explanation:  Hinduja Group. The Old War Office Building`s was designed in Edwardian Baroque style (a style which paid homage to Renaissance architecture), by William Young and completed after his death by his son, Clyde Young, assisted by Sir John Taylor. 
 
28) Vijay Diwas was observed in India on which day?
 
 Ans: (1)
 
1. 16 December
 2. 15 December 3
14 December 
4. 13 December 
5. 12 December 
 
Explanation:  16th December. This day observed to remember martyrs who laid down their lives for the nation during 1971 India Pakistan war. 
 
29) GSLV Mark-III is to be launched from Sriharikota, of which state on 18th December? 
 
Ans:(3)
 
1. Telengana 
2. Kerala 
3. Andhra Pradesh
4. Goa 
5. Karnataka 
 
Explanation: 18th December 2014The objective of the mission is to demonstrate the re- entry characteristics like testing of parachute system, aero braking and related aspects. This is the first time that such an exercise will be conducted by ISRO scientists.
 
30) Identify , Which country`s currency collapsed almost 11% against US Dollar on 16th Dec`14? 
 
Ans:(2)
 
1. USA 
2. Russia 
3. Canada 
4. India 
5. Britain 
 
Explanation: Russian Currency- Ruble. It lost almost 11% of its value against the US dollar on this single day, which was its steepest one-day fall since the Russian financial crisis of 1998. It has fallen 20% since the start of the week and more than 50% this year.

31) Among the following, For how many years, Sarita Devi, the Indian Boxer, has been banned by the International Boxing Association (AIBA) on 17th Dec`14 

 
Ans:(1)
 
1. 1 year 
2. 2 year 
3. 3 years 
4. 4 Years 
5. 5 Years
 
Explanation: One year. She was banned for refusing to accept Asian Games Bronze Medal during Asian Games 2014. 
 
32) According to the latest report released by Organization for Economic Cooperation and Development (OECD) on 17th Dec` 2014, which country has the best work-life balance in the World? 
 
Ans:(2)
 
1. Malaysia 
2. Denmark
3. Mangolia 
4. Sweden 
5. Switzerland 
 
Explanation: Denmark. As per the report, 2% of employees work very long hours in Denmark, much less than the OECD average of 9%. 
 
33) Recently, On 15 December 2014 , The Reserve Bank of India (RBI increased RTGS (Real Time Gross Settlement) business hours from 7.30 hours to _____ hours.? 
 
Ans:(1)
 
1. 12 
2. 22 
3. 13 
4. 15
5. 20 
 
Explanation: 12 hours. Now the business hours for RTGS will be 8 am to 8 pm on weekdays as against the earlier 9 am to 4.30 pm. 
 
34) Which company has launched the first phase of Skype Translator preview program on December 2014 
 
Ans:(2)
 
1. Google 
2. Microsoft 
3. Orkut
4. Facebook 
5. None 
 
Explanation:  Microsoft. Under this programme, Microsoft launched a Spanish-English test program using its Skype messaging service. The programme is based on the vision of the universal translator. 
 
35) Shriti Vadera an Indian-Origin Woman has been appointed as the Chairman of Santander , a major ...........bank in Dec`14 and becomes first woman to head a major ...........bank? 
 
Ans:(1)
 
1. British 
2. French 
3. Australia 
4. Africa 
5. None 
 
Explanation: Shriti Vadera, Baroness Vadera, PC (born 23 June 1962) is a British investment banker and politician. Until September 2009, she was a government minister jointly for the Department for Business, Innovation and Skills and the Cabinet Office. Shriti Vadera has been appointed chairman of Santander UK, making her the first woman to chair a major British bank.
Baroness Vadera, a former Labour minister, who was a close aide of Gordon Brown, will receive £650,000 a year for a contractual three-day week 
 
36) Name the publishing house of India which announced that it would acquire Music Broadcast Pvt. Ltd. (MBPL)? 
 
Ans:(1)
 
1. Jagran Prakashan 
2. Jagran josh 
3. Jagruthi Prakash
4. Jigar Prakash 
5. Jagath Prakash
 
Explanation: Jagran Prakashan Ltd. (JPL). Is a Music Broadcast Pvt. Ltd. runs Radio City FM across seven states. 
 
37) Who is the Music Composer nominated for Oscar Awards for the year 2015 in the Music Original Score Category for three films?
 
Ans:(2)
 
1. Tamman 
2. A.R. Rahman
 3. Himmesh Reshimmiya 
4. Shankar-Ehsaan-Loy 
5. Sajid-Wajid 
 
Explanation:  A.R. Rahman. He was nominated for the films Million Dollar Arm, The Hundred-Foot Journey and Indian film Kochadaiiyaan. 
 
38) Among the two Banks the one is ICICI and the other is on which bank, did the Reserve Bank of India imposed monetary penalty for violation of instructions regarding norms on Know Your Customer (KYC) and Anti Money Laundering (AML) on 17th Dec’2014? 
 
Ans:(2)
 
1. Axis Bank 
2. Bank of Baroda 
3. Indian Overseas
4. Canara Bank 
5. HDFC 
 
Explanation: ICICI bank and Bank of Baroda. RBI imposed the penalties on these organizations in exercise of powers vested under the provisions of Section 47(A)(1)(c) read with Section 46(4)(i) of the Banking Regulation Act, 1949.
 
39) Kapus Kondyachi Goshta (The Unending Story)the film of which Indian language nominated in the Best Picture Category of the 87th Academy Awards (Oscars)? 
 
Ans:(1)
 
1. Telugu 
2. Malayalam 
3. Marathi 
4. Kannada
5. Oriya 
 
Explanation: Kapus Kondyachi Goshta (The Unending Story). The film is based on the real-life story of four sisters in a small village near Nagpur. 
 
40) Minorities Rights Day was observed on which day? 
 
Ans:(1)
 
1. 18 December 
2. 20 December 
3. 23 December 
4. 21 December 
5. 25 December. 
 
Explanation: The National Commission for Minorities celebrates the Minority Rights Day every year on December 18. The commission has played a major role in protecting the rights of the minority communities and in bringing about better understanding among the various religious minority communities in India. .
 
41) Ghanta Chakrapani has been appointed as the first Chairman of which state Public Service Commission ?
 
Ans:(1)
 
1. Telengana 
2. Andhra Pradesh 
3. Karnataka 
4. West Bengal 
5. Maharashtra 
 
Explanation:  Ghanta Chakrapani, academician and journalist. He has published 12 books and 52 research articles. He also received the Best Teacher Award in 2014. 
 
42) Who is the person who has resigned from the position of the Head of the United States Agency for International Development (USAID) in Dec`2014? 
 
Ans:(2)
 
1. Arun Shah 
2. Rajiv Raj Shah 
3. Rajesh mukul Shah 
4. Naveen Shah 
5. Naresh Iyyer 
 
Explanation: Rajiv Raj Shah. He was working in USAID since 2009.
 
43) Tashi Malik and Nungshi Malik are the sisters from which state, who became the world`s first twin and sibling to climb the highest peaks of the seven continents in Dec`14?
 
 Ans:(2)
 
1. Jharkhand 
2. Uttarkhand 
3. Uttar Pradesh 
4. Goa 
5. Telengana 
 
Explanation: Dehradun, Uttarakhand. They achieved the feat after scaling Antarctica`s highest mountain, Mount Vinson at 4892 meters during their Mission 2 for 7. 
 
44) Amit Priyavadan Mehta has been appointed as a federal judge in the District of Columbia by which country Senate on 17th Dec`14?
 
Ans:(3)
 
1. UK 
2. USSR
3. US 
4. Canada 
5. Australia 
 
Explanation: Amit Priyavadan Mehta. He is the first Asian Pacific American to occupy this position. 
 
45) On 18th December which Amendment Bill 2014 was passed in Lok Sabha ? 
 
Ans:(1)
 
1. Motor Vehicles 
2. Bank Bills 
3. LIC` Bill 
4. Women Bill 
5. None 
 
Explanation: 18th Dec`14. The bill intends to regularize e-rickshaws and aims to provide driving licences for battery-operated vehicles to ply in the national capital and other places of the country.
 
46) What is the Name of the scheme launched by the government that allows skilling for wage employment in a public private partnership mode with assured placements in regular jobs in an organisation. ?
 
Ans:(1)
 
1. Deen Dayal Upadhayay Grameen Kaushal Yojana (DDU-GKY) 
2. Indira Gandhi Upadhayay Grameen Kaushal Yojana (IGU-GKY) 
3. Lal Bahadur Shastri Upadhayay Grameen Kaushal Yojana (LBSU-GKY)
4. Gopal Krishna Gokale Upadhayay Grameen Kaushal Yojana (GKGU-GKY) 
5. None 
 
Explanation:  It is a Government of India youth employment scheme. It was launched by on 25 September 2014 by Union Minsters Nitin Gadkari and Venkaiah Naidu on the occasion of 98th birth anniversary of Pandit Deendayal Upadhyay. It aims to target youth, under the age group of 15-35 years. .
 
48) Which scheme has been launched that imparts skill development among the youth in naxal affected areas of the country?
 
 Ans:(2)
 
1. Rohin 
2. Roshni 
3. Rojgar 
4. Rohitha 
5. Ravi Kirana 
 
Explanation:  Roshni. The Minister for Rural Development, Shri Jairam Ramesh launched a new skill development scheme called "Roshni" for rural youth from 24 most critical left-wing extremism (LWE) affected districts. This initiative aims at skilling and placement of fifty thousand youth from these districts.
Key Features of Roshni
It will cover 50,000 youth from 24 most critical left-wing extremist affected districts in three years.
Beneficiaries aged between 18-35 years with requisite aptitude depending upon the trade or job requirements are to be selected as per the Participatory Identification of Poor (PIP).
At least 50% of the candidates covered under the scheme shall be women. Special efforts will be made to proactively cover Particularly Vulnerable Tribal Groups (PVTGs) on a priority basis.
Training will be imparted through public- private and public-public partnerships. Educational institutions, corporate entities, entities that train and place for improved public service delivery, commercial and not for profit training providers will be roped in for implementing this scheme.
Four training models with duration ranging from 3 months to 1 year shall be taken up to meet the diverse needs of youth depending on their entry level qualifications. Placement-linked, market driven fully residential skill training will be provided.
The projects shall be funded jointly by the central and state governments in the ratio of 75:25.
National level agencies shall be designated to act as monitoring and coordinating agencies for Roshni.
 
49)  Abdul Hamid is the President who arrived in India on 18thDec`14 on a six day visit. He is the President of which country?
 
Ans:(2)
 
1. Kenya 
2. Bangladesh 
3. Pakistan 
4. Afghanisthan
 5. Dubai 
 
Explanation: Abdul Hamid. The visit is expected to further strengthen and expand the close bilateral relations between the two countries. Mr Hamid is scheduled to visit places of historical and cultural importance in Delhi, Jaipur, Agra and Kolkata
 
50) According to the standard agreed upon in Berlin on 29thOct`14 and developed by the Organization for Economic Co-operation and Development (OECD), how many countries have signed an agreement to share financial data and boost efforts to crackdown on tax evasion? 
 
Ans:(2)
 
1. 50 
2. 51 
3. 54 
4. 56 
5. 57 
 
Explanation: The countries that signed the agreement, include most European Union nations, as well as traditional tax havens like Liechtenstein, the British Virgin Islands and the Cayman Islands. They will begin automatically exchanging data collected by financial institutions as early as 2017. 
 

 

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