General Awareness: Current Affairs with a special emphasis on Banking industry. Questions are also been asked from geography, history, science, economics, sports, awards, constitution, politics, history, culture etc.

English Language: Reading comprehension, Fill in the blanks, Finding grammatical errors, Sentence completion, Rearrangement of Sentences, Cloze Test, Para jumbles , Synonyms and Antonyms, word formation etc.

Quantitative Aptitude: Simplifications, approximate values, Roots, Arithmetic topics like Number system, LCM & HCF, Average, Ratio & Proportion, Partnership, Percentage, Profit & loss, Simple & Compound Interest, Time & Work, Time & Distance, Mensuration, Permutation & Combination, Probability, Number series, Data Interpretation, which includes bar graphs, pie-charts, line graphs & tabulation.

Reasoning: reasoning can be verbal and non verbal. Verbal includes classification, analogy, decision making, word formation, series, decoding & coding, blood relation, symbol & notation, Input & output, Syllogism, Puzzle Test, Statement & Assumptions, Statements & Conclusion, Statements & Courses of actions, sitting arrangement and problem solving,. Non Verbal includes Series Completion, Finding any missing figure and Classification.

Computer Knowledge/Computer Awareness: Computer Awareness – Basic questions in MS Office suite, Windows, internet, operating systems, computer networks, internet, E-commerce, the basic computer architecture, terminology, EFT systems, acronyms. Take a look at current affairs on Computer area.

Numerical Ability: Simplifications, approximate values, Arithmetic topics like Number system, LCM & HCF, Average, Ratio & Proportion, Partnership, Percentage, Profit & loss, Simple & Compound Interest, Time & Work, Time & Distance, Mensuration, Permutation & Combination, Probability, Number series.

Reasoning: can be verbal and non verbal. Verbal includes classification, analogy, word formation, series, Directions, Coding & Decoding, Blood relation, symbol & notation, Syllogism, sitting arrangement and problem solving,. Non Verbal includes Series Completion, Finding any missing figure and Classification.

English Language: Reading comprehension, Fill in the blanks, Finding grammatical errors, Sentence completion, Re-arrangement of Sentences, Cloze Test, Synonyms and Antonyms, word formation etc

General Awareness: Current Affairs with a special emphasis on Banking industry. Questions are also been asked from geography, history, science, economics, sports, awards, constitution, politics, history, culture etc

Computer Knowledge/Computer Awareness: Basics of Computer, Generations of Computers, questions on MS Office, Windows, internet, operating systems, computer networks, internet, E-mail, E-commerce & Current affairs on Computer area.

English Language: Reading comprehension, Fill in the blanks, Finding grammatical errors, Sentence completion, Rearrangement of Sentences, Cloze Test, Para jumbles , Synonyms and Antonyms, word formation etc.

Quantitative Aptitude: Simplifications, approximate values, Roots, Arithmetic topics like Number system, LCM & HCF, Average, Ratio & Proportion, Partnership, Percentage, Profit & loss, Simple & Compound Interest, Time & Work, Time & Distance, Mensuration, Permutation & Combination, Probability, Number series, Data Interpretation, which includes bar graphs, pie-charts, line graphs & tabulation.

Reasoning: can be verbal and non verbal. Verbal includes classification, analogy, decision making, word formation, series, decoding & coding, blood relation, symbol & notation, Input & output, Syllogism, Puzzle Test, Statement & Assumptions, Statements & Conclusion, Statements & Courses of actions, sitting arrangement and problem solving,. Non Verbal includes Series Completion, Finding any missing figure and Classification.

Professional Knowledge
Marketing: Concept, Nature, Scope and Importance of Marketing, Meaning, Functions and Importance of Marketing Management, Marketing Organization, Marketing Process & Marketing Planning, Marketing Program, Marketing Decision, Marketing Research, Marketing Segmentation, Consumer/Buyer Behaviour & Motivation, Sales Forecasting & Sales Budget, Product, Product Planning and Development, Branding, Packaging, Labeling, Standardization & Grading, Pricing Decision, Channels of Distribution and Physical Distribution, Wholesale and Retail Trade, Advertisement, Sales Promotion & Personal Selling, Sales Management, Rural Marketing, Bank Marketing, Insurance Marketing, Marketing Environment, International Marketing, Social Responsibility & Marketing Ethics, Consumer Protection in India, Marketing of Services etc.

HR/Personnel officer: Nature and Functions of HRM, Personnel policies and procedures, Principles of HRM, Human resource Planning, Recruitment and selection, Orientation and Socialisation, Mobility of Personnel and Retirement(transfers, promotion, demotion, seperation), Training and Development, Job analysis, Job design, job evaluation, Compensation (wages and salary), incentive plans, Performance and potential appraisal (MBO), Employee morale and productivity, Personnel problems and employee counseling (labour turnover, absenteeism, alcoholic and drug abuse), Employee health, safety and welfare, Trade unionism, collective bargaining, workers participation in management, discipline and grievance procedure, motivation (theories), job satisfaction, Industrial Relations, The Payment Of Wages Act 1936, The Minimum Wages Act 1948, The Payment Of Gratuity Act 1972, The Employee's Provodent Fund And Miscellaneous Provision Act 1952, The Maternity Benefit Act 1961, The Industrial Dispute Act 1947, The Payment Of Bonus Act 1965, The Equal Remuneration Act 1976, The Industrial Employment (Standing Order Act) 1946.

IT Officer: Topics from Computer Science /IT /Electronics & Telecommunication, Operating Systems, Data Structure, Database Management Systems, Mathematical Foundation of Computer Science, Language Processor, Computer Organization, Computer Hardware, Computer Networks, Theory of Computation, Materials and Components, Physical Electronics, Electron Devices, Network Theory, Electromagnetic Theory, Electronic Measurements and Instrumentation, Power Electronics, Electronic Analog Circuits, Digital Electronics Circuits, Control System, Communication Systems, Microwave Engineering, Computer Engineering. Apart from this you can expect basic questions from Artificial Intelligence, basics of TCP/IP.

LAW Officers
Banking Regulation & Compliance and Legal Aspects:

• RBI's Constitution and Objectives
• Banking Regulation Act, 1949
• Reserve Bank of India Act, 1934
• Credit Information Bureau (India)
• Banker-Customer Relationship
• Payment and Collection of Cheques and Other Negotiable Instruments
• Documentation
• Different modes of Charging Securities
• Types of Collaterals and their Characteristics
• Foreign Exchange Management Act, 1999.
• The Prevention of Money Laundering Act, 2002

Banking Regulated Important Laws:

• Limitation Act, 1993
• Banker's Books Evidence Act, 1891
• The Recovery of Debts due to Banks and Financial Institutions (DRT) Act, 1993
• Securitisation and Reconstruction of Financial assets and Enforcement of Security Interest (SARFAESI) Act, 2002
• Central Resistry
• Offences and Penalties
• Miscellaneous Provisions
• Consumer Protection Act, 1986
• The Banking Ombudsman Scheme, 2006
• Procedure for Redressal of Grievance
• Lok Adalats

Commercial Laws with Reference to Banking Operation:

• Contracts of Guarantee
• Contracts of Bailment
• Contracts of Pledge
• Contracts of Agency
• Meaning and Essentials of a Contract of Sale
• Conditions and Warranties
• Unpaid Seller
• Definition, Meaning and Nature of Partnership
• Relations of Partners to one another
• Relations of Partners to Third Parties
• Minor Admitted to the benefits of Partnership
• Dissolution of a Firm
• Effects of Non-Registration
• Definition and Features of Company
• Types of Companies
• Memorandum of Association and Articles of Association
• Doctrines of Ultra/Constructive Notice/Indoor Management
• Prospectus
• Transfer of Property Act, 1882
• The Right to Information Act, 2005
• Right to Information and Obligation of Public Authorities
• Information Techno logy Act, 2000

The selection procedure will be based on two stages:

• Written test
• Group discussion & interview

Phase-I:The written test consists of two kinds of test. Those are objective test and descriptive test. The objective test will be held for 200 marks with 2 hours duration. The objective test consists of 4 sections.
English language 50 Marks
General awareness, Marketing and computers 50 Marks
Data analysis and interpretation 50 Marks
Reasoning 50 Marks
The Descriptive test will be held for 50 marks with one hour to test the English language. In this test candidates need to write comprehension, short precis, letter writing and essay for a given topic.

Phase-II: The group discussion will be held for 20 marks after the interview will be held for 30 marks. The candidates who get pass mark in the written test will be called for group discussion and interview.

General Awareness: Current Affairs with a special emphasis on Banking industry. Questions are also been asked from geography, history, science, economics, sports, awards, constitution, politics, history, culture etc.

Computers: Basic questions in MS Office suite, Windows, internet, operating systems, computer networks, internet, E-commerce, the basic computer architecture, terminology, EFT systems, acronyms. Take a look at current affairs on Computer area.

Marketing: Basics of Marketing, different types of marketing, Product, Product life cycle, Product mix, consumer behaviour, Market segmentation, Marketing mix, Advertisement, Brand etc.

English Language: Reading comprehension, Fill in the blanks, Finding grammatical errors, Sentence completion, Rearrangement of Sentences, Cloze Test, Para jumbles , Synonyms and Antonyms, word formation etc

Data Analysis & Interpretation: Most of the questions are from graphs like Line graph, bar diagram, pie chart, mixed graphs and tables. To solve these questions candidate needs to be perfect of simplifications an arithmetic topics Average, Ratio & Proportion, Partnership, Percentage, Profit & loss, Simple & Compound Interest, Time & Work, Time & Distance, Mensuration. Questions will come from Permutation & Combination, Probability .

Reasoning(High level): Can be verbal and non verbal. Verbal includes classification, analogy, decision making, word formation, series, decoding & coding, blood relation, symbol & notation, Input & output, Syllogism, Puzzle Test, Statement & Assumptions, Statements & Conclusion, Statements & Courses of actions, sitting arrangement and problem solving,. Non Verbal includes Series Completion, Finding any missing figure and Classification.

In SBI Clerks exam there are five subjects. The exam pattern will be like this

S No.	Subject	Questions	Marks
1	Quantitative Aptitude	40	40
2	Reasoning Aptitude	40	40
3	General English	40	40
4	General Awareness	40	40
5	Computer knowledge and Marketing aptitude	40	40

Quantitative Aptitude: Simplifications, approximate values, Arithmetic topics like Number system, LCM & HCF, Average, Ratio & Proportion, Partnership, Percentage, Profit & loss, Simple & Compound Interest, Time & Work, Time & Distance, Mensuration, Permutation & Combination, Probability, Number series and Data Interpretation.

Reasoning: In this there are verbal and non verbal questions. Verbal includes classification, analogy, word formation, series, Directions, Coding & Decoding, Blood relation, symbol & notation, Syllogism, sitting arrangement and problem solving,. Non Verbal includes Series Completion, Finding any missing figure and Classification.

English Language: Reading comprehension, Fill in the blanks, Finding grammatical errors, Sentence completion, Re-arrangement of Sentences, Cloze Test, Synonyms and Antonyms, word formation etc.

General Awareness: Current Affairs with a special emphasis on Banking industry. Questions are also been asked from geography, history, science, economics, sports, awards, constitution, politics, history, culture etc.

Computer Knowledge & Marketing Aptitude
Computers: Basics of Computer, Generations of Computers, questions on MS Office, Windows, internet, operating systems, computer networks, internet, E-mail, E-commerce & Current affairs on Computer area.

Marketing: Basics of Marketing, Different types of marketing, Product, Product life cycle, Product mix, Consumer behaviour, Market segmentation, Marketing mix, Advertisement, Brand etc.

Scheme of Selection
Selection will be through Examinations and Interview.
Examinations will be held in two phases [Phase-I ON-LINE Examination (Objective Type) and Phase-II Written Examination (Descriptive type)] Phase - I ON-LINE Examination (Objective Type)

S No.	Subject	Questions	Marks	Time
1	Quantitative Aptitude	30	30	3 hours
2	Reasoning Aptitude	60	60
3	English Language	30	30
4	General Awareness	80	80
	Time	200	200

Candidates have to secure minimum marks separately for each test as well as aggregate, as prescribed by the Board. Candidates, who secure minimum marks separately for each Test, as prescribed, will be shortlisted for Phase-II of the Examination based on the aggregate marks obtained in the Objective Test. The minimum aggregate cut off marks for being shortlisted for Phase-II of the Examination will be decided by the Board in relation to the number of vacancies.
Phase - II Written Examination (Descriptive Type):
The Phase-II Written examination (WE) will be conducted only for those candidates who are shortlisted for the same. The Examination will consist of three Descriptive Type papers

S No.	Subject	Marks	Time
1	English	100	3 hours
2	Economic & Social issues	100	3 hours
3	Finance & Management	100	3 hours

Syllabus (Phase-II)
Paper I - English: Essay, Précis writing, Comprehension and Business/Office Correspondence.

Paper II - Economic and Social Issues: Growth and Development - Measurement of growth : National Income and per capita income - Poverty Alleviation and Employment Generation in India - Sustainable Development and Environmental issues. Economic Reforms in India - Industrial and Labour Policy - Monetary and Fiscal Policy - Privatisation - Role of Economic Planning. Globalization - Opening up of the Indian Economy - Balance of Payments, Export- Import Policy - International Economic Institutions - IMF and World Bank - WTO - Regional Economic Co-operation. Social Structure in India - Multiculturalism - Demographic Trends - Urbanisation and Migration - Gender Issues - Social Justice: Positive Discrimination in favour of the under privileged - Social Movements - Indian Political System - Human Development - Social Sectors in India, Health and Education.

Paper III - Finance and Management
Finance: The Union Budget - Direct and Indirect taxes; Non-tax sources of revenue; Outlays; New Measures; Financial Sector Reforms; Capital Market, Money Market and Foreign Exchange Market; Stock Exchanges and their Regulation; Capital Market Intermediaries and their Regulation; Role of SEBI; Functions of the Money Market; Growth and Operation of the Money Market; The Foreign Exchange Market; From FERA to FEMA; Exchange Rate Management; Exchange Risk Management; Role of Banks and Financial Institutions in Economic Development; Regulation of Banks and Financial Institutions; Disinvestment in Public Sector Units.

Management: its nature and scope; The Management Processes; Planning, Organisation, Staffing, Directing and Controlling; The Role of a Manager in an Organisation. Leadership: The Tasks of a Leader; Leadership Styles; Leadership Theories; A successful Leader versus an effective Leader. Human Resource Development: Concept of HRD; Goals of HRD; Performance Appraisal - Potential appraisal and development - Feedback and Performance Counseling - Career Planning - Training and Development - Rewards - Employee Welfare. Motivation, Morale and Incentives: Theories of Motivation; How Managers Motivate; Concept of Morale; Factors determining morale; Role of Incentives in Building up Morale. Communication: Steps in the Communication Process; Communication Channels; Oral versus Written Communication; Verbal versus non-verbal Communication; upward, downward and lateral communication; Barriers to Communication, Role of Information Technology. Corporate Governance: Factors affecting Corporate Governance; Mechanisms of Corporate Governance.

S No.	Name of Tests	No of Questions	Maximum Marks	Time
1	Test of Reasoning	40	40	2 hours
2	Test of English Language	40	40
3	Test of Numerical Ability	40	40
4	Test of General Awareness	40	40
5	Test of Computer Knowledge	40	40
	Total	200	200

Syllabus
Reasoning: Reasoning can be verbal and non verbal. Verbal includes classification, analogy, word formation, series, Directions, Coding & Decoding, Blood relation, symbol & notation, Syllogism, sitting arrangement and problem solving,. Non Verbal includes Series Completion, Finding any missing figure and Classification.

English Language: Reading comprehension, Fill in the blanks, Finding grammatical errors, Sentence completion, Re-arrangement of Sentences, Cloze Test, Synonyms and Antonyms, word formation etc.

Numerical Ability: Simplifications, approximate values, Arithmetic topics like Number system, LCM & HCF, Average, Ratio & Proportion, Partnership, Percentage, Profit & loss, Simple & Compound Interest, Time & Work, Time & Distance, Mensuration, Permutation & Combination, Probability, Number series.

General Awareness: Current Affairs with a special emphasis on Banking industry. Questions are also been asked from geography, history, science, economics, sports, awards, constitution, politics, history, culture etc.

Computer Knowledge & Computer Awareness: Basics of Computer, Generations of Computers, questions on MS Office, Windows, internet, operating systems, computer networks, internet, E-mail, E-commerce & Current affairs on Computer area.